Uba Loan Code | Intrest Rates And How To Apply
Uba bank offers quick instant online cash loan without collateral with free terms and you can borrow up-to N30,000,000 and repay back over 36 months.
How Does Uba Bank Loan Works And How To Get Started ?
If you need a constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with uba is a rewarding relationship that enables you to enjoy the good things of life.
You can apply for Uba bank loan through online and with Uba loan ussd code *919# and proceed with the screen prompts.
Types Of Uba Bank Loan And How To Apply
1. Uba Personal Overdraft Loan
UBA Personal Overdraft loan is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of N3 million.
You repay only 5% of the amount borrowed every 30 days, when your salary is paid.
Benefits Of Uba Personal Loan:
- By having to repay 5% every month till the end of the 6 months tenor when you have to repay the total outstanding, you are assisted in managing your finances.
- Gives you the money you need when you do not have sufficient funds in your account.
- Considerate, structured and convenient terms of repayment
- Competitive interest rate.
How To Apply For Uba Personal Loan :
- Complete a UBA Consumer Loan Application form which you may download online or pick up from any of our branches.
- Submit your application to the Customer Service Officer in your branch.
2. Uba Bank Asset Finance Loan
The credit program that gives you the opportunity to own those assets you have always longed for.
How To Apply Uba Asset Loan:
- Complete a Consumer Loan Application Form, which you may download online or pick up from any of our branches
- Obtain a pro-forma invoice from an acceptable vendor known to your customer service officer
- Submit your application to the customer service officer in your branch
- Provide the minimum equity contribution of 20% of the cost of the asset
- Provide the funds to cover the insurance cost
3. Uba Personal Loan
Uba personal loan will give you the freedom to spend a little more on what you really want.
You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you chose to use your loan is up to you.
Benefits That Comes With Uba Personal Loan
- No deposit and invoices are required
- Fast, simple and convenient
- Convenient repayment terms
- Competitive interest rates
How To Apply For Uba Personal Loan :
- Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches
- Submit your application to the customer service officer in your branch
4. Uba Bank Cooperatives Loan
Uba Bank Provides credit to Cooperative societies of blue-chip companies with loans of up-to N10,000,000.
Benefits Of Uba Cooperatives Loan:
- Enables your Co-op to meet the needs of its members
- The co-operative decides how to use the loan.
- Simple and convenient.
- Competitive interest rate
How To Apply For Uba Cooperatives Loan:
- Write a letter of request to the Manager of your business office, signed by the authorised signatories of the cooperative stating the amount & tenor of the facility required.
- Submit the letter and supporting documents to the Customer Service Officer in your business office.
5. Uba Bank Cash Colleatral Loan
Uba offers consumer loan which makes it possible for you to obtain credit in Naira, the US dollar, Pound sterling and the Euro using your cash deposits, investments and their equivalents with UBA, UBA Capital & Trust and any other financial institution acceptable to UBA.
Benefits:
- Up to 80% of your deposits or investments in loans if the request and collateral are in the same currency
- Up to 50% of your deposits or investments in Naira loans if the collateral is in a foreign currency
- Considerate, structured and convenient repayment terms
- Competitive interest rates
- Easy and speedy access to credit without the loss of existing assets
How To Apply With Uba Loan Ussd Code *919#
With the mobile banking code and Uba quick Loan code *919# you can apply for easy online loans without collateral on your registered number with Uba Bank.
You can also Download the uba loan app on Playstore and get access to your account.
With the Uba Loan code, app, and online application, you can access instant cash deposit to your account once you meet their terms and conditions, up-to N2,000,000.