KiaKia Loan 2024: How To Get Instant Loan In Nigeria

Acquiring loans / funds when it is mostly needed has now become a challenge for small scale businesses, securing loans or funds from commercial banks and other financial institutes has proven difficult for small scale business owners.

That is why kiakia loans has become an alternative and redeeming feature for small businesses.

Kiakia loans is a subsidiary to the sterling bank of Nigeria and it is an online loan shark and financier that provides frank and straight forward personal loans at good rates and the idea behind the kiakia loans is for a fast, quick and effective loan access with zero collateral.

How Does The Kiakia Loan Works?

The use of this Kiakia personal loan has always been very easy and quick through their easy to navigate user interface.,

All you need to do is just to visit the KiaKia website and click on the “Get A Loan” option and then a user friendly chat will open for you and you can complete your entry.

From then, you will be guided through all the necessary steps for the application. The whole process takes not more than 15 minutes.

KiaKia Loan Requirements

But before you acquire a loan, there are some requirements needed to apply for the KiaKia Loan:

  1. A valid ID card
  2. An email address
  3. Bank account (preferably a Sterling Bank account).
  4. Bank verification number (BVN).

KiaKia Loan Interest Rates

The loan scheme is very affordable and easy for business owners and salary earners especially.

The interest rate that the Kiakia loan offers depends on the individual’s loan risk and credit worthiness.

KiaKia interest rate is typically from 5.6% to 24%, considering the speed of applications, it isn’t a bad rate and individual has 7 to 30 days to repay.

How To Apply For KiaKia Loans

The Kiakia loan does not yet have an app available. So the first step to take is to visit their website.

  • Click on the “Get a loan” option to access the chat bot.
  • The chat bot will ask for the requirements that was previously listed.
  • And if you haven’t been registered with them yet you will receive a verification code
  • Input the code in the chat bot and the chat bot will take you through the remaining processes, which will only last for 15 minutes of less.

KiaKia Loan App Download

The Kiakia loan does not have an app / kiakia loan apk available on the app store or playstore, it has no app online. But it does have a website where users can register and apply for a loan, Just visit To get a loan now.

Kiakia Loan Repayment

  • KiaKia Loan repayment is an easy process to do, just go back to their website and click on the “repay loan” Option.
  • Input your email address (the exact same one used for acquiring the loan) And follow the instructions provided by the chat bot.

KiaKia Loan Contacts

If a problem is encountered while acquiring the loan or you have a problem on what to do and how to do it, you can speak with their customer care representatives at 08093078377, 0905511140 or 08092245588.

You can also email them @ or also on whatsapp @08092245588 or visit them at Dele Onabule Street, Magodo Brooks Estate Lagos And Suite S3, Path field mall, 4th Avenue Gwarinpa Abuja.

Why You Should Borrow From KiaKia

There are many reasons why you should apply for the KiaKia Loan but here is a few that wull clear your mind:

  • You should borrow from Kia kia cause it is trustworthy.
  • It is fast and reliable.
  • It has good interest rates
  • You can borrow money from 10,000 to 200,000 which you can pay back in a month which is a good offer.
  • Let’s just say that kiakia is the number one online financier in Nigeria.

Wrapping Up On The KiaKia Loan

We have given you a step by step guide on how to successfully apply for a loan without collateral and going through this post you can see we just made your decision to apply for a loan from kiakia very easy.

Ensure to go through their terms and conditions, their interest rates and find out ways of paying them back before accepting any loan.

If this post has been beneficial for you in any way don’t forget to share with friends it might help.

Don’t forget to add your comments we would sure like to hear your opinion on their loan offers.

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