Citibanks now offers wide range of loans whenever you are ready to help you consolidate your debt, finance a home project or fund a major milestone.
A fixed-rate Citibank personal loan can help put all your plans into action.
Citibank Loan Review
Citibank is an international online money lending finance company that offers different kinds of loans, from Citibank personal loans, Citibank Student Loan, Citibank Auto Loan, Citibank mortgage loans and home equity loan.
Requirements To Apply For Citibank Loan
- Yearly income of at least $10,500
- Eligible Citi deposit account open for at least three months
- You may have one other Citibank Personal Loan open at time of application, as long as it has been open for at least 6 months.
Citibank Loans, Interest Rates And How To Apply
1. Citibank Personal Loan
With Citibank personal loan, you can consolidate your debts, pay your bills, buy you dream car or house.
The Citibank personal loan amounts from $2,000 to $30,000 with a fixed rates of 7.99-23.99% APR 1.
A lump sum payout of your loan is issued to you once approved, and a check will be mailed to you within 5 business days.
You can repay your Citibank personal loan over 12, 24, 36, 48 or 60 months.
Benefits Of Applying For Citibank Loan?
- Predictable monthly payments
- Quick access to your funds
- Simple application process
- Setting up monthly payments with Auto Deduct at time of origination helps you to qualify for a lower rate and simplifies the repayment process.
- Earn monthly ThankYou, Points when your loan is linked to an eligible checking account2 that is enrolled in Citi ThankYou Rewards.
How To Apply For Citibank Loan.
You can apply for Citibank personal loan online or you can apply in person when you visit any of their nearest branch here.
2. Citibank Home Equity Loan
A Home Equity Line of Credit (HELOC) is a form of revolving credit in which your home serves as the collateral.
It is comprised of a draw period when you can access the funds and a repayment period during which you can no longer draw funds.
A HELOC is approved for a specific amount that can be drawn on multiple times as needed, up to your available credit limit.
Do you want to buy a house, or you want to refinance your home, with tailored advice and guidance, Citibank Home Lending Officers can help you find a mortgage option that meets your needs.
How To Apply?
The equity in your home can help you pay for home improvements, consolidate debt or give you peace of mind knowing that cash is available if you need it.
3. Citibank Mortgage Loan
Looking for a mortgage? Citibank can help make your dream home a reality. Citi offers expert guidance and online tools to support you every step of the way to buying a home.
Citibank Loan Login
If you have already signed up for Citibank personal loan then you can access their login portal from here.